787-725-4039 info@spencerre.com

Why Reinsurance

Reinsurance provides the highest possible underwriting and investment returns compared to other participation structures.
Take control of your program today.

 

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Better Tax Rates

Both underwriting profit and investment income are tax deferred until you access the funds. Dividends paid to a U.S. taxpayer are qualified dividends and as a Swiss Tax Resident, premium ceded is exempt from U.S. imposed Federal Excise Tax.

 

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How It All Works

As a preferred shareholder of Spencer Re, you benefit from our structure and domicile.

 

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SPENCER RE IS A REINSURANCE COMPANY DOMICILED IN PUERTO RICO

Our mission is to provide reinsurance you can trust.

We accomplish this through:

  • Transparency in all aspects of the program
  • Value-oriented investment strategy targeted to maximize returns
  • Simple, competitive, straight-forward fee structure
  • Permanent Swiss residency provides benefits allowed under the U.S. Switzerland Double Taxation Treaty
Spencer Re - Reinsurance You Can Trust
Spencer Re - Benefits

Some of the benefits of our program include:

  • Allows for tax deferral of underwriting profits and investment income
  • Ability to request qualified dividends (U.S. taxpayers only)
  • Non-U.S. company with permanent Swiss residency
    — Exemption from 1% imposed federal excise tax
  • Shareholder participates in both the underwriting profits and investment income of their reinsured business
  • Direct access to the investment manager

Learn More About What Makes Spencer Re Unique

 

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Latest News

Why Puerto Rico?

Puerto Rico adopted its International Insurance Center Legislation in 2004 under the regulatory supervision of the Insurance Commissioner’s Office. The latter is an NAIC-accredited regulator and a member of ASSAL (Asociación de Superintendentes de Seguro de América...

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