787-725-4039 info@spencerre.com

Why Reinsurance

Reinsurance provides the highest possible underwriting and investment returns compared to other participation structures.
Take control of your program today.


Better Tax Rates

Both underwriting profit and investment income are tax deferred until you access the funds. Dividends paid to a U.S. taxpayer are qualified dividends and as a Swiss Tax Resident, premium ceded is exempt from U.S. imposed Federal Excise Tax.


How It All Works

As a preferred shareholder of Spencer Re, you benefit from our structure and domicile.



Our mission is to provide reinsurance you can trust.

We accomplish this through:

  • Transparency in all aspects of the program
  • Value-oriented investment strategy targeted to maximize returns
  • Simple, competitive, straight-forward fee structure
  • Permanent Swiss residency provides benefits allowed under the U.S. Switzerland Double Taxation Treaty
Spencer Re - Reinsurance You Can Trust
Spencer Re - Benefits

Some of the benefits of our program include:

  • Allows for tax deferral of underwriting profits and investment income
  • Ability to request qualified dividends (U.S. taxpayers only)
  • Non-U.S. company with permanent Swiss residency
    — Exemption from 1% imposed federal excise tax
  • Shareholder participates in both the underwriting profits and investment income of their reinsured business
  • Direct access to the investment manager

Learn More About What Makes Spencer Re Unique


Latest News

Why Puerto Rico?

Puerto Rico adopted its International Insurance Center Legislation in 2004 under the regulatory supervision of the Insurance Commissioner’s Office. The latter is an NAIC-accredited regulator and a member of ASSAL (Asociación de Superintendentes de Seguro de América...

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