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How Does Spencer Re Compare?

At the end of 9 years,

Spencer Re is the clear winner vs. Multiple 831(b)s.

A difference in net cash to the shareholder of $3,224,960 in 9 years.

Spencer Re

Total Written Fees on Premium $15,000,000
Total Company Management Fees $150,000
Target Annual Investment Return 6.0%

Cash on hand at the end of 9 years $8,252,798

Three 831(b)s

Total Written Fees on Premium $15,000,000
Total Company Management Fees $121,500
Average Annual Investment Return 1.0%

Cash on hand at the end of 9 years $5,027,838

This comparison uses an F&I scenario with the following conditions:

  • Annual Vehicle Service Contract (VSC) written premium = $3,000,000
  • 5 year written premium = $15,000,000
  • 70% loss ratio
  • Write for 5 years then run off for 4 years
  • Initial capital $8,000

For example purposes only. Your performance may differ.
Contact us for a personalized analysis.

Contact us to learn more about how we compare to the competition